USU Lecturer Weighs in on 4th of July Financial Survey

The belief that we can’t survive in today’s economy without credit makes it easy to confuse access with entitlement. The truth is, credit isn’t essential—it’s a financial shortcut. Kari Lamoreaux, an award-winning teacher of personal finance, professional communication, and business, tells Wallet Hub about the problems that come when we use credit to build habits around comfort and convenience, and mistake them for necessities.

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